A West Virginia woman a disability insurance lawsuit against MetLife, claiming that the insurance company unjustly cut off the long term disability benefits she had been receiving.
Plaintiff Mary C. works for her own company, MDStreski LLC, where she is the sole employee. Though she may be the group’s only member, MDStreski LLC offers an employee welfare benefit plan.
According to the MetLife lawsuit, the plan provides long term disability benefits to employees who are eligible under its terms. MetLife insured those long term disability benefits of MDStreski LLC, according to the plaintiff and CEO of the company.
According to the company’s plan, Mary is an eligible beneficiary. Mary applied for long term disability benefits and also submitted sufficient evidence to support her disability claim, says the lawsuit.
MetLife initially approved the Mary’s long term disability benefits claim. However, this success didn’t last for long. A short while later, the company arbitrarily and capriciously cut off those benefits, according to the bad faith insurance lawsuit.
The Mary appealed the defendant’s initial claim denial in late 2014. According to the Mary’s lawsuit, MetLife’s decision was wrong under the terms of her plan. The appeal was denied, and so the plaintiff decided to pursue her next course of action: a bad faith insurance lawsuit against the MetLife company.
Through her bad faith insurance lawsuit, Mary hopes to recover the benefits she was previously denied.
Bad Faith Insurance
MetLife’s claim denial was not based on any legitimate reason, according to the disability insurance lawsuit. Therefore, its actions did not meet their obligation as an insurance provider to act in the best interests of the Mary.
MetLife, as well as other insurance providers such as Unum Life Insurance Company, have recently faced a growing number of bad faith insurance lawsuits from plaintiffs across the country.
These lawsuits allege that MetLife and Unum have caused hundreds of thousands of people with legitimate disability insurance claims to be denied insurance for no legitimate reason. Instead, the claim denials are filed in order to boost the companies’ profits, the lawsuits say.
Unum bad faith insurance lawsuits claim that Unum’s claim-denial is not only biased, but also purposeful and malicious. Indeed, both employees and former employees of Unum and its subsidiaries have reported being told to deny insurance claims simply to fulfill a company quota.
Many disappointed consumers with legitimate disability insurance claims are filing Unum bad faith insurance lawsuits against Unum life insurance and other companies, hoping to eventually reverse their denial of benefits.
More and more people that have been denied disability insurance are coming forward with their personal stories in these claim denial cases. Some injured parties have decided to file Unum lawsuits for bad faith insurance, gaining thousands or in some cases even millions of dollars in settlement money.
If you or someone you know has been denied long term disability insurance or other insurance byMetLife, Unum Life Insurance Company, or another organization, you may be able to file a bad faith insurance lawsuit.
Do YOU have a legal claim? Fill out the form on this page now for a free, immediate, and confidential case evaluation. The bad faith insurance attorneys who work with Top Class Actions will contact you if you qualify to let you know if an individual lawsuit or Unum class action lawsuit is best for you. [In general, Unum bad faith lawsuits are filed individually by each plaintiff and are not class actions.] Hurry — statutes of limitations may apply.
Top Class Actions is a Proud Member of the American Bar Association
LEGAL INFORMATION IS NOT LEGAL ADVICE
Top Class Actions Legal Statement
©2008 – 2016 Top Class Actions® LLC
Various Trademarks held by their respective owners
Get Help – It’s Free
Join a Free Unum Class Action Lawsuit Investigation
If you were denied a disability claim or had your Unum disability benefits terminated without reason, you may be able to take legal action against the insurer. See if you qualify by filling out the short form below.
An attorney will contact you if you qualify to discuss the details of your potential case at no charge to you.
- First Name*
- Last Name*
- Street Address*
- Apt. #
- City*
- State*
AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific
- Zip Code*
- Phone*
- Email*
- Have you or a loved one been denied disability insurance?*
YesNo
- Please check the insurance companies who denied your claim:*
-
Unum Group
-
UnumProvidentSecond Choice
-
Unum Life Insurance Company of AmericaThird Choice
-
New England Life Insurance Company
-
John Hancock Financial
-
John Hancock Insurance Company
-
Metropolitan Life Insurance Company
-
Provident Life & Accident Insurance Company
-
Provident Life & Casualty Insurance Company
-
Paul Revere Life Insurance Company (Paul Revere Life)
-
Colonial Life & Accident Insurance Company (Colonial)
-
Colonial Life Insurance Company
-
Genex
-
Duncanson & Holt
-
MetLife (Metropolitan Life)
-
New England Life and Equitable Insurance
-
Equitable Life Insurance Company
-
Other
-
- ¿Necesita un orador español?
- Yes
- No
- Please enter any additional details you would like the staff reviewing your submission to know.*
- I understand and agree that submitting this form does not create an attorney-client relationship and that the information I submit is not confidential or privileged and may be shared.*
-
Yes
-
-
if(typeof gf_global == ‘undefined’) var gf_global = {“gf_currency_config”:{“name”:”U.S. Dollar”,”symbol_left”:”$”,”symbol_right”:””,”symbol_padding”:””,”thousand_separator”:”,”,”decimal_separator”:”.”,”decimals”:2},”base_url”:”http:\/\/topclassactions.com\/wp-content\/plugins\/gravityforms”,”number_formats”:[],”spinnerUrl”:”http:\/\/topclassactions.com\/wp-content\/plugins\/gravityforms\/images\/spinner.gif”};jQuery(document).bind(‘gform_post_render’, function(event, formId, currentPage){if(formId == 32) {gformInitChosenFields(‘#input_32_5′,’No results matched’);if(!/(android)/i.test(navigator.userAgent)){jQuery(‘#input_32_7’).mask(‘(999) 999-9999’).bind(‘keypress’, function(e){if(e.which == 13){jQuery(this).blur();} } );}} } );jQuery(document).bind(‘gform_post_conditional_logic’, function(event, formId, fields, isInit){gformInitChosenFields(‘#input_32_5′,’No results matched’);} ); jQuery(document).ready(function(){jQuery(document).trigger(‘gform_post_render’, [32, 1]) } );
The post Woman Sues MetLife Over Disability Benefit Denial appeared first on Top Class Actions.
from http://topclassactions.com/lawsuit-settlements/lawsuit-news/308345-308345/
No comments:
Post a Comment